We want to help you create a balanced portfolio that can maximize your returns and reduce your risk over time. You may choose to invest in some high risk or more volatile stocks and that’s fine. However, investments with lower risk and consistent returns give balance and stability to your portfolio. Remember the adage, slow and steady wins the race.
That’s why you should invest in mortgage notes.
Why Invest With Us?
We Listen to You
We start discussing your needs and work with you to assist you in accomplishing your financial goals.
We Tailor Your Investment Portfolio
Whether you’re looking to create hassle-free cash flow by divesting your real estate and/or create secure retirement we can structure a portfolio to meet your needs.
We Help You Turn Insight Into Action and Hit Your Goals
We manage and monitor your investments to insure their highest performance and best yields.
Creating Your Future Financial Freedom with Performing Notes and Partials
Investing in notes couldn’t be simpler. The mortgage notes we help you purchase will be an important part of reaching your investment goals. We help you purchase performing notes that have low loan to values to diversify your portfolio and decrease its risk while providing above market returns.
Free from the stock market’s volatility, you will receive consistent monthly payments secured by a home’s value and a borrower’s long term payment history. Not only are they secured by the homes that back them, you will receive a portion of your principal with each monthly payment. Thus, your risk is further reduced since your investment is returned over time rather than at the end of the term.
How Investing in Notes Works
We work with you to assess your needs and help you determine the best notes for you. Based on your preferences for location, asset class, loan to value and the borrower ‘s profile we will help you select assets that fit your needs. We purchase notes that have low loan to values and strong borrower payment histories which reduces your investment risk. You can invest in assets currently in our portfolio or, our we can purchase additional notes for you.
In case you are not familiar with the term Partial, let me elaborate. A Partial is simply the front end payments of a Note. For Example: if we own a 30 year Note we can sell the first 5,7, maybe 10 years of payments to an investor. This allows the investor to make a shorter time commitment while also receiving the full amount of the payment for the determined term. Once the term has passed the payments will revert back to us.
You may also decide to buy full Performing Notes for your portfolio.
Once the performing notes are purchased, we provide a solution that relieves you from the hassles of monitoring the market and provides 24/7 access to your financial data. Your notes will be serviced by a professional mortgage servicer that will collect monthly payments, pay property taxes and work with borrowers as needed.
In the rare case of late payments or default we will work with the mortgage servicer to resolve the issue. As your trusted advisor, we work with the mortgage servicer throughout the year and furnish year-end tax forms. All activity is completed online and on the servicer’s portal, so communication and document exchange is in real-time.